Can I Get Centrelink If I Earn $4,000 Per Fortnight?
At $4,000 per fortnight ($2,000/week or $104,000/year), here is how the income test affects every major Centrelink payment. March 2026 rates.
Your Income
$4,000/fn
$2,000/week
Eligible Payments
3
of 14
Cut Off
11
payments at $0
All Payments at $4,000 Per Fortnight Income
| Payment | Max Rate | You Get | Free Area | Status |
|---|---|---|---|---|
| JobSeeker (Single) | $776.80 | $0.00 | $150/fn | $0 |
| JobSeeker (Single Parent) | $831.00 | $0.00 | $150/fn | $0 |
| JobSeeker (Partnered, each) | $705.90 | $0.00 | $150/fn | $0 |
| Youth Allowance (At Home, 18+) | $419.60 | $0.00 | $480/fn | $0 |
| Youth Allowance (Away From Home) | $610.10 | $0.00 | $480/fn | $0 |
| Age Pension (Single) | $1,208.80 | $0.00 | $204/fn | $0 |
| Age Pension (Couple, each) | $913.30 | $3.30 | $360/fn | Reduced |
| Parenting Payment Single | $1,054.30 | $0.00 | $215/fn | $0 |
| Parenting Payment Partnered | $638.10 | $0.00 | $150/fn | $0 |
| Disability Support Pension (Single) | $1,208.80 | $0.00 | $204/fn | $0 |
| Disability Support Pension (Couple, each) | $913.30 | $3.30 | $360/fn | Reduced |
| Carer Payment (Single) | $1,208.80 | $0.00 | $204/fn | $0 |
| Carer Payment (Couple, each) | $913.30 | $3.30 | $360/fn | Reduced |
| Austudy (Single) | $776.80 | $0.00 | $150/fn | $0 |
Payments You Can Still Get
- Age Pension (Couple, each)$3.30/fn (reduced)
- Disability Support Pension (Couple, each)$3.30/fn (reduced)
- Carer Payment (Couple, each)$3.30/fn (reduced)
Payments Cut Off at This Income
- JobSeeker (Single)cuts out at ~$1,439/fn
- JobSeeker (Single Parent)cuts out at ~$1,529/fn
- JobSeeker (Partnered, each)cuts out at ~$1,323/fn
- Youth Allowance (At Home, 18+)cuts out at ~$1,190/fn
- Youth Allowance (Away From Home)cuts out at ~$1,505/fn
- Age Pension (Single)cuts out at ~$2,622/fn
- Parenting Payment Singlecuts out at ~$2,684/fn
- Parenting Payment Partneredcuts out at ~$1,150/fn
- Disability Support Pension (Single)cuts out at ~$2,622/fn
- Carer Payment (Single)cuts out at ~$2,622/fn
- Austudy (Single)cuts out at ~$1,439/fn
Tips for Maximising Payments While Working
- 1.Stay under the free area if possible. Each payment has a different free area — earning below it means no reduction at all.
- 2.Use the Work Bonus if on Age Pension or DSP. You can earn an extra $300/fn from employment before it is counted as income.
- 3.Student Income Bank — if receiving Youth Allowance or Austudy as a student, unused income credits accumulate and can offset higher-earning periods.
- 4.Report income correctly — Centrelink assesses fortnightly income. Make sure you report gross employment income (before tax) each reporting period.
Check exactly how income affects your specific payment
Full Income Test CalculatorCheck Other Income Levels
General information and estimates only — not financial, tax, or legal advice. Always verify with Services Australia.