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Carer Payment for Friends — Who Can Be a Carer?

You do not need to be related to someone to receive Carer Payment. If you provide constant care to a friend or non-relative with a severe disability or medical condition, you can qualify. The key requirement is that you live with the person and provide genuine constant care — the relationship type does not determine eligibility.

Last verified: 20 March 2026

Eligibility

  • *Carer Payment is available regardless of your relationship to the care receiver — friends and non-relatives qualify
  • *You must provide constant care in the care receiver's home (you must live together)
  • *The care receiver must score highly on the Adult Disability Assessment Tool (ADAT)
  • *Centrelink may scrutinise non-family care arrangements more closely to ensure genuineness
  • *You must not be receiving payment from the care receiver for providing care (this would be employment, not caring)
  • *Written evidence from the care receiver's treating doctor confirming the need for constant care is essential

Carer Payment Rates (2025-26)

PaymentSingle rate/fnCouple rate/fn (each)
Carer Payment$1,116.30$841.40
Carer Allowance (on top)$153.00$153.00
Total$1,269.30$994.40

Carer Allowance is not income or asset tested. Rates current from 20 March 2026.

Live-In Requirements

You must live with the person you are caring for. For non-family carers, this is particularly important — Centrelink may investigate the living arrangement to confirm it is genuine. Evidence of shared accommodation (lease agreement, utility bills) helps establish the arrangement. If you live separately and visit daily, Carer Allowance may be more appropriate.

Two-Carer Scenarios

If the care receiver has both family and non-family carers, Centrelink will assess who provides the primary constant care. Family members do not automatically take priority over friends — the person providing the most care qualifies. However, Centrelink may ask more questions about non-family arrangements.

Income Test

Singles can earn up to $204 per fortnight before Carer Payment is reduced. Above that, your payment reduces by 50 cents for every dollar earned. Couples have a combined income free area of $360 per fortnight. Carer Allowance is NOT affected by income.

Assets Test

Single homeowners can have up to $314,000 in assets. Single non-homeowners: $566,000. Couple homeowners: $470,000 combined. Couple non-homeowners: $722,000 combined. Above these limits, Carer Payment reduces by $3 per fortnight for every $1,000 of excess assets.

Respite Provisions

You are entitled to 63 days of respite per year where someone else provides the care. During respite, you continue to receive Carer Payment. This can be used for holidays, hospitalisation, or any break from caring. Unused days do not carry over.

Frequently Asked Questions

Can I get Carer Payment for caring for a friend?
Yes. You do not need to be related to the person you care for. Friends and non-relatives can receive Carer Payment if they provide constant care, live with the care receiver, and meet income and asset tests. The care receiver must meet the disability assessment criteria.
Will Centrelink question a friend carer arrangement?
Centrelink may ask more questions about non-family care arrangements to confirm they are genuine. Providing evidence of your living arrangement (shared lease, bills), the care receiver's medical condition, and how the caring relationship developed helps establish the arrangement.
Can I be paid by the person I care for and get Carer Payment?
No. If you receive payment from the care receiver for providing care, this is considered employment, not a caring relationship. You would be a paid support worker, not a carer. Carer Payment is for unpaid carers only.
What evidence do I need as a friend carer?
You need evidence of your living arrangement, the care receiver's medical condition and ADAT score, a letter from their treating doctor confirming the need for constant care, and evidence of the care you provide (daily routines, medical appointments, personal care tasks).
Does Carer Allowance have the same relationship rules?
Yes. Carer Allowance is also available to non-relatives. You do not need to live with the person for Carer Allowance (unlike Carer Payment), so it may be more suitable if you provide daily care but live separately.

This tool provides general information and estimates only based on publicly available data from Services Australia and the Department of Social Services. It does not constitute financial, tax, or legal advice and should not be relied upon as such. Results may not reflect your specific circumstances. Always verify with Services Australia before making decisions about your entitlements.

Sources: Services Australia, Department of Social Services. Rates current from 20 March 2026.