BenefitsMate

Youth Allowance With Partner — How Much & Am I Eligible?

You are in a de facto relationship or married, with no dependent children. Current rates as of March 2026.

Your Payment Rate

$604.50/fortnight (each)

Maximum base rate before the income test. Actual payment depends on your personal income.

Max Rate

$604.50

per fortnight

Income Free Area

$480/fn

earn before reduction

Parental Test

No

Not assessed

Income Bank

Yes

Up to $12,000

Eligibility Criteria

Age: 16-24 (students/apprentices) or 16-21 (job seekers)

  • Australian resident or eligible visa holder
  • Aged 16-24 and studying full-time, OR 16-21 and looking for work
  • In a recognised de facto relationship or married
  • No dependent children
  • Automatically considered independent (exempt from parental income test)

Personal Income Test

Earn up to $480/fortnight with no reduction (income free area)
Between $480 and $587/fn — payment reduces by 50c per dollar
Above $587/fn — payment reduces by 60c per dollar

Example: Earning $600/fortnight

Max payment$604.50
Reduction from $600/fn income- $61.30
You receive$543.20

No Parental Income Test

Because you are assessed as independent, your parents' income is not considered. Only your personal income (and your partner's income, if applicable) affects your payment.

Independence Criteria

You are assessed as independent because you meet one or more of these criteria:

  • Having a partner automatically makes you independent for Youth Allowance purposes

Student Income Bank

As a student or apprentice, you have access to the Student Income Bank. Each fortnight where you earn less than $480, the unused amount is credited to your Income Bank.

You can accumulate up to $12,000 in credits. When you earn more than $480 in a fortnight, the excess is first offset against your Income Bank balance before reducing your payment.

Example: If you have $3,000 in your Income Bank and earn $1,000 in one fortnight, the $520 over the free area ($1,000 - $480) is deducted from your Income Bank instead of reducing your payment.

Get a personalised estimate with your exact details

Youth Allowance Calculator

General information and estimates only — not financial, tax, or legal advice. Always verify with Services Australia.