Family Tax Benefit on $70,000 Income
Earning $70,000 per year as a family? See your estimated FTB Part A and Part B payments for 1, 2, and 3 children, based on 2025-26 rates.
Last verified: 20 March 2026Estimated FTB Part A (1 child, aged 0-12)
$130.56/fn
$3,395 per year + $850 supplement
FTB Part A — Estimated Payments (Children Aged 0-12)
1 child
$130.56/fn
$3,395/yr
2 children
$352.60/fn
$9,168/yr
3 children
$574.64/fn
$14,941/yr
Based on family income of $70,000/year with children aged 0-12. Rates for children 13-19 are higher (max $288.82/fn per child).
Income Test Calculation (1 Child)
FTB Part B
You may be eligible for FTB Part B
Your primary earner income of $70,000 is below the $103,368 limit.
Youngest child under 5
$183.96/fn
$4,783/yr
Youngest child 5-18
$128.50/fn
$3,341/yr
FTB Part B is paid per family, not per child. If the second earner earns more than $6,059/year, Part B reduces by 20c per dollar of income above that threshold.
Combined Annual FTB Payments
| Scenario | Part A/yr | Part B/yr | Supplements | Total/yr |
|---|---|---|---|---|
| 1 child (0-12) | $3,395 | $4,783 | $1,280 | $9,458 |
| 2 children (0-12) | $9,168 | $4,783 | $2,130 | $16,081 |
| 3 children (0-12) | $14,941 | $4,783 | $2,980 | $22,704 |
Supplements (FTB A: $850/child, FTB B: $430/family) are paid as a lump sum after the end of the financial year once you lodge your tax return. Part B assumes youngest child under 5 and second earner income under $6,059.
How the FTB Income Test Works
Up to $58,108: full FTB Part A
$58,108 to $103,368: reduces by 20c per dollar
Above $103,368: reduces by 30c per dollar (down to base rate of $66.56/fn per child)
FTB Part B Income Test
FTB Part B has two separate income tests:
Primary Earner Test
The higher-income partner must earn less than $103,368/year for the family to receive any Part B. Your income of $70,000 is under this limit.
Second Earner Test
The lower-income partner can earn up to $6,059/year before Part B starts reducing. Above this, Part B reduces by 20c per dollar.
FTB Supplement Payments
FTB Part A Supplement: $850 per child per year, paid as a lump sum after lodging your tax return. Only paid if family income is below approximately $80,000.
FTB Part B Supplement: $430 per family per year, paid as a lump sum after lodging your tax return.
Supplements are reconciled against your actual income at the end of the financial year. You must lodge your tax return (or confirm you are not required to lodge) to receive supplement payments.
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General information and estimates only — not financial, tax, or legal advice. Always verify with Services Australia.