Concession Card Benefits in Western Australia 2026: Every Discount You Can Claim

Western Australia recognises the Pensioner Concession Card (PCC), Health Care Card (HCC), and Commonwealth Seniors Health Card (CSHC). WA also issues its own WA Seniors Card for residents aged 60 and over (or 55 for Aboriginal and Torres Strait Islander people) who work fewer than 25 hours per week.

The PCC unlocks the full suite of WA concessions — energy, water, council rates, transport, and registration. The HCC provides access to energy concessions and transport discounts. The CSHC provides energy rebates and some transport benefits.

The WA Government's Concessions WA website is the central hub for checking all available concessions. Many concessions need to be applied for separately — don't assume they'll be applied automatically.

WA's Energy Concession Extension Scheme provides a rebate of $317.03 per year on electricity bills for eligible PCC, HCC, and CSHC holders supplied by Synergy (the main electricity retailer in the South West Interconnected System).

If you're supplied by Horizon Power (in regional and remote WA), the same rebate applies. For those on pre-payment meters, the rebate is loaded directly onto your meter.

The Dependent Child Rebate provides an additional $350.45 per year for concession card holders with dependent children, on top of the standard energy concession.

The Thermoregulatory Dysfunction Energy Subsidy provides $590 per year for people who have a medically diagnosed inability to regulate body temperature. If you rely on mains gas, the Gas Concession provides approximately $121 per year.

The Water Corporation provides significant concessions for PCC holders in WA. You receive a 50% rebate on annual water service charges and a 50% rebate on sewerage service charges. Based on standard charges, this saves approximately $450 to $550 per year depending on your property and usage.

Water usage charges are also concession-rated — PCC holders receive a rebate on the first 300 kilolitres of water used per year. The drainage charge concession provides a further saving of approximately $70 per year.

For regional areas serviced by other water providers (such as Aqwest in Bunbury or Busselton Water), similar concessions apply. Contact your local water provider to register your concession card.

Transperth provides concession fares for PCC, HCC, and CSHC holders across the Perth metropolitan area, including buses, trains, and ferries. The standard concession fare is approximately half the adult fare. A two-zone concession trip is around $1.70.

Seniors Card holders get free travel on Transperth services during off-peak hours (after 9:00am weekdays, all day weekends and public holidays). This applies to the WA Seniors Card specifically.

The concession SmartRider card provides automatic fare calculation. Free transit zone travel in the Perth CBD applies to everyone, including concession holders.

Regional town bus services operated by the Public Transport Authority also offer concession fares. The Taxi User Subsidy Scheme (TUSS) provides a 50% subsidy on taxi fares (up to $25 per trip) for people unable to use public transport due to disability.

PCC holders in WA receive a 50% concession on light vehicle licence (registration) fees. For a standard passenger vehicle, this saves approximately $150 to $300 per year. The concession applies to one vehicle registered in the card holder's name.

The recording fee and plate fees are also waived for concession holders. The motor injury insurance (WA's CTP equivalent) component is not discounted.

To apply, present your PCC when licensing your vehicle at a Department of Transport licensing centre or participating Australia Post outlet. The concession can also be applied when renewing online through DoTDirect.

The national PBS concession rate of $7.70 per script applies in WA, with the Safety Net threshold at $262.80 per year. After reaching the Safety Net, prescriptions are free for the rest of the calendar year.

The WA Dental Health Service provides free or subsidised dental care for PCC and HCC holders, including check-ups, fillings, extractions, and dentures. Services are provided through government dental clinics and some private dentists who participate in the public program. Waiting times vary from a few weeks for emergency care to 6 to 24 months for general treatment.

The WA Patient Assisted Travel Scheme (PATS) provides financial assistance for travel and accommodation costs when country patients need to travel more than 100 kilometres to access specialist medical treatment not available locally. PCC holders receive higher reimbursement rates.

WA local governments provide rate concessions to PCC holders under the Rates and Charges (Rebates and Deferments) Act 1992. Eligible pensioners can either receive a rebate of up to 50% on rates (capped at a dollar amount set by each council) or defer the payment of rates until the property is sold.

Most Perth metropolitan councils offer rebates in the range of $250 to $500 per year. Regional councils vary but generally provide proportionally similar concessions.

The rebate applies to the general rate only — service charges for rubbish collection and other services are typically not included. You must own and live in the property as your principal residence. Apply through your local council with evidence of your current PCC.

WA's Hardship Utilities Grant Scheme (HUGS) provides one-off payments of up to $490 for electricity and $240 for gas to help with overdue utility bills. While not exclusively for concession card holders, holding a card strengthens your application.

The Country Age Pension Fuel Card provides $575 per year to eligible pensioners living in regional WA to help with fuel costs or public transport. This is a significant benefit for rural pensioners who rely on private vehicles.

Ambulance services in WA are provided by St John Ambulance. PCC holders are not automatically exempt from ambulance charges — you'll need ambulance cover or to negotiate the bill. However, the WA Government provides an ambulance subsidy for PCC holders in certain circumstances.

The Spectacles Subsidy Scheme provides free spectacles every two years for PCC holders. The Companion Card scheme operates in WA for people with significant disabilities requiring attendant care at venues and events.