Can I Get Age Pension If My Partner Earns $2,000 Per Fortnight?
Your partner earns $2,000 per fortnight. Here's exactly how that affects your Age Pension under the combined couple income test. Based on March 2026 rates.
Last verified: 16 March 2026You can still get Age Pension
Even with your partner earning $2,000/fortnight, your estimated payment is $431.40/fn
Your Estimated Age Pension
How the Partner Income Test Works for Age Pension
Age Pension uses the combined couple income test. The couple income free area is $360.00/fn combined.
Above $360.00: each partner's pension reduces by 25c per dollar (50c combined per dollar of excess income).
Since both partners are assessed together, if only your partner earns income, it still counts against the combined threshold.
How Much Can YOU Earn?
On top of the partner income test, you also have your own personal income test. You can earn up to $360.00/fortnight before your payment starts reducing further.
For Age Pension, the $360.00/fn income free area is the combined couple free area. Any personal income you earn adds to your partner's income for the combined test.
Bottom line: With your partner earning $2,000/fn, your Age Pension is already reduced to $431.40/fn. If you also earn income, it could reduce further or to $0.
Single Rate vs Couple Rate
Single rate
$1,116.30/fn
Couple rate (each)
$841.40/fn
The couple rate is $274.90 less (25% lower) than the single rate. Centrelink assumes coupled partners share living costs. Your actual payment of $431.40/fn is then further reduced by your partner's income.
What If Your Partner Earned $250 More or Less?
Partner $1,750/fn
$493.90
Partner $2,000/fn
$431.40
Partner $2,250/fn
$368.90
If your partner earned $250/fn more, your payment would drop by $62.50/fn.
Would You Be Better Off Claiming as Single?
If you and your partner have separated but still live at the same address, you may be able to claim as “separated under one roof”. This means:
- You'd receive the single rate of $1,116.30/fn instead of the couple rate of $841.40/fn
- Your former partner's income would no longer affect your payment
- You'd need to provide evidence of separation (separate finances, sleeping arrangements, social life, etc.)
Important: You must genuinely be separated. Falsely claiming separation is fraud and carries serious penalties. Centrelink may interview both parties and check evidence.
Payments Your Partner's Income Doesn't Affect
Some government payments are not affected by your partner's income:
- Family Tax Benefit Part A — based on combined family income (annual), not fortnightly partner income test
- Family Tax Benefit Part B — based on the lower earner's income only (up to ~$6,497/year)
- Child Care Subsidy — based on combined family income but assessed annually
- Medicare Safety Net — based on family out-of-pocket costs, not income
- NDIS — not income or asset tested
- State energy rebates — generally tied to holding a concession card, not partner income
Even if you lose your Age Pension due to partner income, check if you qualify for these other payments.
Additional Payments You May Receive
Rent Assistance depends on how much rent you pay. The amount shown is the maximum couple rate. Energy Supplement and Pharmaceutical Allowance are automatic if you receive the base payment.
Other payments with partner earning $2,000/fortnight
General information and estimates only — not financial, tax, or legal advice. Always verify with Services Australia.